| Return Description |
Return Code |
| Incorrect bank account number |
C01 |
| Incorrect transit/routing number |
C02 |
| Incorrect transit/routing number and bank account number |
C03 |
| Bank account name change |
C04 |
| Incorrect payment code |
C05 |
| Incorrect bank account number and transit code |
C06 |
| Incorrect transit/routing number, bank account number and payment code |
C07 |
| Incorrect individual ID number |
C09 |
| Incorrect company name |
C10 |
| Incorrect company identification |
C11 |
| Incorrect company name and company ID |
C12 |
| Fraudulent ICL |
L06 |
| ICL Hold |
L07 |
| ICL Other |
L08 |
| Unauthorized ICL |
L09 |
| Non-Negotiable Item |
L88 |
| Other |
L99 |
| Insufficient funds |
R01 |
| Receiver's account is closed |
R02 |
| No account on file |
R03 |
| Invalid account number |
R04 |
| Unauthorized CCD |
R05 |
| Returned at bank's request |
R06 |
| ACH authorization has been revoked |
R07 |
| Payment on this item has been stopped |
R08 |
| Insufficient collected funds in account |
R09 |
| Customer advises not authorized |
R10 |
| Check truncation return (specify) |
R11 |
| Branch sold to another financial institution |
R12 |
| RDFI is not an ACH member(If this was a check by p |
R13 |
| Representative payee deceased or no longer able to |
R14 |
| Beneficiary or account holder other than represent |
R15 |
| Account funds have been frozen |
R16 |
| Item returned because of invalid data |
R17 |
| Improper effective date |
R18 |
| Amount field error |
R19 |
| Non-transaction account |
R20 |
| Invalid company identification |
R21 |
| Invalid individual ID number |
R22 |
| Payment refused by biller |
R23 |
| Duplicate entry |
R24 |
| Addenda record error |
R25 |
| Mandatory field error |
R26 |
| Trace number error |
R27 |
| Routing/transit number check digit error |
R28 |
| Corporate customer advises not authorized |
R29 |
| Receiver not participant in check truncation program |
R30 |
| Permissible return entry |
R31 |
| RDFI non-settlement |
R32 |
| Return of item |
R33 |
| Limited participation ODFI |
R34 |
| Return of improper debit entry |
R35 |
| Return of improper credit entry |
R36 |
| Source Presented for Payment |
R37 |
| Stop payment on source document |
R38 |
| Improper Source Document |
R39 |
| Return of item by government agency |
R40 |
| Invalid tansaction code |
R41 |
| Routing/transit number check digit error |
R42 |
| Invalid account number |
R43 |
| Invalid individual ID |
R44 |
| Invalid individual name or company name |
R45 |
| Invalid representative payee indicator code |
R46 |
| Duplicate enrollment |
R47 |
| Reserved |
R49 |
| State law affecting RCK acceptance |
R50 |
| Item is ineligible |
R51 |
| Stop payment on item |
R52 |
| Item and A.C.H. Entry Presented for Payment |
R53 |
| Misrouted return |
R61 |
| Incorrect trace number |
R62 |
| Incorrect dollar amount |
R63 |
| Incorrect individual identification |
R64 |
| Incorrect tranaction code |
R65 |
| Incorrect company identification |
R66 |
| Duplicate return |
R67 |
| Untimely return |
R68 |
| Multiple error return - return contains multiple errors |
R69 |
| Permissible return entry not accepted |
R70 |
| Misrouted dishonored return |
R71 |
| Untimely return |
R72 |
| Timely original return |
R73 |
| Corrected return |
R74 |
| Cross-border payment coding error |
R80 |
| Non-participant in cross-border program |
R81 |
| Invalid foreign receiving depository financial institution |
R82 |
| Foreign receiving depository financial institution |
R83 |
| Indicates a returned PAC (pre-authorized check) |
R98 |
| Indicates a returned PAC (pre-authorized check) |
R99 |
| Other |
RCC |